OSKAR – Dein ETF Sparplan 2.10.8

Are you looking to make the most of your money? Then invest with ETFs on the stock market now. With OSKAR, it's easier than ever. Whether as an ETF savings plan or as a lump sum investment: with OSKAR, you'll be ready to start in just 15 minutes. We take care of the complicated things like ETF selection and rebalancing. You only choose how much risk you want. An OSKAR savings plan starts from €25 per month and invests for you in over 10,000 individual securities. Additionally, you can easily set up accounts for your children or grandchildren. If you need, you can access your money at any time. OSKAR has been featured in "Welt am Sonntag," "CAPITAL," "ELTERN," and by the experts at "Extra-Magazin."

Investment Universe With ETFs, you invest in stocks, bonds, and commodities, providing global coverage.

No Minimum Term Need your savings quickly? No problem: unlike many products such as insurance, there is no notice period with Oskar.

Costs There are no front-end loads, no performance fees, and no hidden costs. You only pay a fee of 0.8% to 1% per year. The ETFs cost approximately 0.14% per year.

Security of Your Money In the event of the insolvency of the custodian bank, your cash account is protected by statutory deposit insurance, and there is a right to claim for the securities in your portfolio.

What OSKAR Offers You: - Professional asset management - Always the most cost-effective ETFs - Global coverage - Protection against inflation - and much more

• OSKAR.de GmbH
  Gartenstr. 67
  76135 Karlsruhe
• Commercial Register: HRB Mannheim 730224
• VAT ID: DE317659755
• Management and person responsible for content according to § 55 Abs. 2 RStV: Jens Ohr, Peter Schille, Dominik Nienhaus
• Website: www.oskar.de

Data Protection Information of Oskar.de GmbH We have appointed the following data protection officer: xDSB Datenschutz EDV-Sachverständigenbüro Michael Bätzler Greschbachstraße 6a 76229 Karlsruhe Email: datenschutzanfragen@xdsb.de

Out-of-Court Dispute Resolution According to EU Regulation No. 524/2013, the European Commission has provided an interactive website (ODR platform) for the settlement of out-of-court disputes arising from online legal transactions. You can find the EU Commission's ODR platform at this link: http://ec.europa.eu/consumers/odr/.

The performance shown represents a customer portfolio over a period of 24 months after deducting all applicable costs. Past performance, simulations, or forecasts are not a reliable indicator of future performance. Actually realized profits can vary significantly and depend on personal circumstances and market conditions. Please note that investing in the capital market involves risks; you could get back less money than you invested. Please also read our risk information at https://www.oskar.de/risikohinweise/.

Oskar is a brand of Oskar.de GmbH, under which Oskar.de GmbH operates the websites and apps and Scalable Capital Vermögensverwaltung GmbH manages the assets. Baader Bank AG holds the custody accounts with cash accounts.